Website terms
These terms cover use of this website and its free tools. Client engagements are governed by a separate written agreement.
Free tools
Our calculators and scorecard give estimates based on the numbers you enter. They are for general guidance only and are not financial, legal or investment advice.
Content
Articles reflect our experience and the sources cited. We aim to keep them accurate and dated, but they may not suit your situation.
Intellectual property
The website's content, tools and design belong to Earnpact. You may share links and short quotes with attribution.
Liability
To the extent the law allows, we are not liable for decisions made on the basis of this website or its tools.